![]() The current process creates friction for users. ![]() When a user is making a payment, asking for a one-time code sent via SMS can help verify the person's intent. When signing in, a website asks for a one-time code sent via SMS on top of a password or other knowledge factor for extra security. When signing up for a new service, some websites ask for a phone number instead of an email address and use it as an account identifier.
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